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Check out our savings products

Are you looking for a way to grow your savings? Explore our range of ethical savings products.
Our products

Pfida savings products

Join us on the journey to fairer, more ethical, and transparent finance that gives back to society.

Grow-Your-Savings

Sitting on your savings? Put your money to work by earning an ethical return – better rewards, better money.

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GYS Home

Make your money work for you with a GYS Home account. Get rewarded with an ethical return for helping people purchase their own home.

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Charity Savings

A savings account to fit the way you do business – ethically and socially responsible.

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Which one’s right for you?

Feature
GYS Home
GYS
GYS+
GYS Pro
Perfect for
Aspiring homeowners
Rainy-day savers
Savvy savers
Pro savers
Profit sharing ratio

Your return is based on a share of profits generated from properties that we fund.

Low
Medium
High
V. High
Historic profit rate awarded

The numbers displayed are the expected annual profit rate. These are rates that we have awarded historically, it’s important to note the past does not reflect the future and returns are based on actual profit achieved rather than a fixed return.

Dividends are paid on a monthly basis. The expected annual profit rate represents the total effective return you would achieve over one year if your monthly target dividends were reinvested. These rates are based on monthly target returns of 1.00%, 4.00%, 4.51% and 4.60% per annum respectively.

1.00%
4.07%
4.60%
4.70%
Minimum investment
£1,000
£100
£5,000
£30,000
Social purpose

Your investment will be utilised to purchase homes for people within the community across the UK, helping them avoid paying interest and falling into the trap of debt.

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Use as deposit / initial equity amount
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Position on the priority waiting list for home finance
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Access to best available rates of home finance

These rates are only available to eligible customers who have successfully maintained a GYS Home account throughout their priority waiting period. Click here for more information.

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Recommended withdrawal notice period

This is a minimum recommended period of notice we would require. Investment exit may be subject to Pfida securing replacement capital, or homebuyers purchasing equity in their properties, whichever is sooner. If in doubt seek financial advice.

3 months
3 months
3 months
3 months
Customer stories

Don’t take our word for it.

See what our customers have to say about their experience with us.